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#100 envelope challenge chart free printable download#

Salaried employees with a fixed monthly salary.

On the other hand, the 12-month ipon challenge takes into consideration your income level, thus making it more practical and realistic. The 52-week ipon challenge requires you to commit to saving specific amounts of money regardless of your income. This monthly ipon challenge was created by Alvin Tabañag 2 to address the flaws of the 52-week challenge. Those following the Php 10 increments can save anywhere from Php 520 to Php 5,720, while those saving in Php 100 increments can save from Php 5,200 to Php 57,200. Based on the table above, the amount you’ll save for that particular week is Php 450. You can use Php 10, Php 50, or Php 100 increments depending on your budget.

#100 envelope challenge chart free printable download#

This money-saving challenge is perfect for singles or any adult who wants to save in Php 50 weekly increments to reach a total target amount of Php 68,850.Ĭlick here to download the 2-dice template in printable PDFĪfter rolling the two dice, get the total and then refer to the table below to determine the amount corresponding to the number. Apparently, it’s easy to start, but the last 10 weeks or so will really test your determination.įor this article, we’ve prepared three variations of this challenge for you. This challenge lets you start small and then gradually increase the amount you save with each passing week until you reach the 52nd week.

$100 envelope challenge chart free printable$

On the other hand, starting from Php 50 and increasing it by Php 50 every week will help you save Php 68,900. For example, starting from Php 10 and increasing it by Php 10 increment every week allows you to save Php 13,780 by the end of 52 weeks. The amount you can potentially save depends on how much your starting amount is and how big the amount you want to add in the coming weeks.

Printout of the 52-week Ipon Challenge of your choice.

A clean empty container to put your money in.

For instance, setting aside around Php 500 in the first four weeks is okay, but the larger amounts in the last few weeks can be a challenge, especially if you’re a minimum-wage earner.īut with the flexibility of this challenge, you can easily pick a variation that suits your needs and income level. As a result, there are certain weeks where the amount you have to save may be too much for your budget. The downside is it does not take your monthly income into account. Do you want to leave it up to fate? Then the 52-week dice challenge is what you’re looking for.

Do you want to save random amounts? You’d love the random 52-week challenge. There’s a different 52-week challenge for everyone.ĭo you want to set aside a big amount initially and decrease it as you progress? Start the backward 52-week challenge. A 52-week challenge has many versions, all of which enable you to choose how much to save and when to start saving. People from different income levels looking for a money-saving challenge that is tailor-fit for them. Originally introduced by Life As You Live It blog 1, the 52-week Ipon Challenge has been modified and edited in several different ways to adjust to different types of people.